YES !       We can do loans up to 95% of the value of the property.

First home buyers, you may qualify for:

First Home Buyers Assistance Scheme (FHBAS)...

  • Waiver of stamp duty on all homes up to $800,000
  • Stamp duty relief for homes up to $1,000,000
  • If a first home buyer has a minimum of 50% share in the purchase of a home they may still qualify for a 50% discount in the stamp duty costs.

5% Deposit Scheme- previously called the Home Guarantee Scheme (HGS)...

  • Lenders Mortgage Insurance (LMI) is a cost that lenders charge when you borrow more than 80% of the value of your home.
  • With this scheme, the government guarantees LMI,  saving thousands, combined with the FHBAS above you may only need a 5% deposit, plus solicitor & pest & building costs allow $3000.

But wait..

  • If your a single parent, not necessarily your first home, you may qualify for the 2% deposit scheme.





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